Loan Information 
The Rates and APR's listed below are subject to change without notice. Your rate may vary and may depend on your credit history, loan to value, type of property, amount and use of the loan proceeds. Click on the underlined hyper-link for more loan information.

During the construction period of your mortgage, your monthly payment will be calculated as the interest due based on the outstanding balance of your loan. After the construction period ends your monthly payments will be calculated based on the outstanding balance of your loan, the applicable interest rate, and remaining loan term. An estimate of that monthly payment is shown below and is subject to change.



Charter Oak Federal Credit Union is a participant in the Federal Making Home Affordable refinancing program. In order to be eligible for this special financing you must meet certain criteria. Click here to determine if you qualify. If you believe you qualify and feel that the Making Home Affordable program shown below is best for you select it below.

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  • The monthly payment amount shown includes principal and interest. Taxes, property insurance, and flood and mortgage insurance (if applicable) are not included in the monthly payment amount. Your actual monthly payment amount may be higher. An escrow account may be required.

Complete the form below and we will create customized quotes based on your loan details.

Note: Answering "No" to Escrows/Impounds may limit the number of programs available to you.

We have assumed you will use the same criteria you used for your rate search. Click here to adjust the criteria for this rate watch.